Accept Credit Card On Line

Accept Definition

–verb (used with object)
1. to take or receive (something offered); receive with approval or favor: to accept a present; to accept a proposal.
2. to agree or consent to; accede to: to accept a treaty; to accept an apology.
3. to respond or answer affirmatively to: to accept an invitation.
4. to undertake the responsibility, duties, honors, etc., of: to accept the office of president.
5. to receive or admit formally, as to a college or club.
6. to accommodate or reconcile oneself to: to accept the situation.
7. to regard as true or sound; believe: to accept a claim; to accept Catholicism.
8. to regard as normal, suitable, or usual.
9. to receive as to meaning; understand.
10. Commerce. to acknowledge, by signature, as calling for payment, and thus to agree to pay, as a draft.
11. (in a deliberative body) to receive as an adequate performance of the duty with which an officer or a committee has been charged; receive for further action: The report of the committee was accepted.
12. to receive or contain (something attached, inserted, etc.): This socket won't accept a three-pronged plug.
13. to receive (a transplanted organ or tissue) without adverse reaction. Compare reject (def. 7).
–verb (used without object)
14. to accept an invitation, gift, position, etc. (sometimes fol. by of).

From Dictionary

Credit Definition

–noun
1. commendation or honor given for some action, quality, etc.: Give credit where it is due.
2. a source of pride or honor: You are a credit to your school.
3. the ascription or acknowledgment of something as due or properly attributable to a person, institution, etc.: She got a screen credit for photography.
4. trustworthiness; credibility: a witness of credit.
5. confidence in a purchaser's ability and intention to pay, displayed by entrusting the buyer with goods or services without immediate payment.
6. reputation of solvency and probity, entitling a person to be trusted in buying or borrowing: Your credit is good.
7. influence or authority resulting from the confidence of others or from one's reputation.
8. time allowed for payment for goods or services obtained on trust: 90 days' credit.
9. repute; reputation; esteem.
10. a sum of money due to a person; anything valuable standing on the credit side of an account: He has an outstanding credit of $50.
11. Education.
a. official acceptance and recording of the work completed by a student in a particular course of study.
b. a credit hour.
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12. Bookkeeping.
a. an entry of payment or value received on an account.
b. the right-hand side of an account on which such entries are made (opposed to debit ).
c. an entry, or the total shown, on the credit side.
3e8 13. any deposit or sum of money against which a person may draw.
–verb (used with object)
14. to believe; put confidence in; trust; have faith in.
15. to bring honor, esteem, etc., to; reflect well upon.
16. Bookkeeping. to enter upon the credit side of an account; give credit for or to.
17. Education. to award educational credits to (often fol. by with): They credited me with three hours in history.
—Verb p bba hrase
18. credit to or with, to ascribe to a (thing, person, etc.): In former times many herbs were credited with healing powers.
—Idioms
19. do someone credit, to be a source of honor or distinction for someone. Also, do credit to someone.
20. on credit, by deferred payment: Everything they have was bought on credit.
21. to one's credit, deserving of praise or recognition; admirable: It is to his credit that he freely admitted his guilt.

From Dictionary

Card Definition

–noun
1. a usually rectangular piece of stiff paper, thin pasteboard, or plastic for various uses, as to write information on or printed as a means of identifying the holder: a 3″ × 5″ file card; a membership card.
2. one of a set of thin pieces of cardboard with spots, figures, etc., used in playing various games; playing card.
3. cards, (usually used with a singular verb)
a. a game or games played with such a set.
b. the playing of such a game: to win at cards.
c. Casino. the winning of 27 cards or more.
d. Whist. tricks won in excess of six.
4. Also called greeting card. a piece of paper or thin cardboard, usually folded, printed with a message of holiday greeting, congratulations, or other sentiment, often with an illustration or decorations, for mailing to a person on an appropriate occasion.
5. something useful in attaining an objecti 1059 ve, as a course of action or position of strength, comparable to a high card held in a game: If negotiation fails, we still have another card to play.
6. postcard.
7. calling card (def. 1).
8. Commerce.
a. credit card.
b. bank card.
9. a program of the events at races, boxing matches, etc.
10. scorecard.
11. a menu or wine list.
12. compass card.
13. Computers.
a. punch card.
b. board (def. 14a).
14. trading card.
15. Informal.
a. a person who is amusing or facetious.
b. any person, esp. one with some indicated characteristic: a queer card.
–verb (used with object)
16. to provide with a card.
17. to fasten on a card.
18. to write, list, etc., on cards.
19. Slang. to examine the identity card or papers of: The bartender was carding all youthful customers to be sure they were of legal drinking age.
—Idioms
20. in or on the cards, impending or likely; probable: A reorganization is in the cards.
21. play one's car 5 ds ri fa2 ght, to act cleverly, sensibly, or cautiously: If you play your cards right, you may get mentioned in her will.
22. put one's cards on the table, to be completely straightforward and open; conceal nothing: He always believed in putting his cards on the table.

From Dictionary

Line Definition

–noun
1. a mark or stroke long in proportion to its breadth, made with a pen, pencil, tool, etc., on a surface: a line down the middle of the page.
2. Mathema 3e8 tics. a continuous extent of length, straight or curved, without breadth or thickness; the trace of a moving point.
3. something arranged along a line, esp. a straight line; a row or series: a line of trees.
4. a number of persons standing one behind the other and waiting their turns at or for something; queue.
5. something resembling a traced line, as a band of color, a seam, or a furrow: lines of stratification in rock.
6. a furrow or wrinkle on the face, neck, etc.: lines around the eyes.
7 b6d . an indication of demarcation; boundary; limit: the county line; a fine line between right and wrong.
8. a row of written or printed letters, words, etc.: a page of 30 lines.
9. a verse of poetry: A line in iambic pentameter contains five feet.
10. Usually, lines. the words of an actor's part in a drama, musical comedy, etc.: to rehearse one's lines.
11. a short written message: Drop me a line when you're on vacation.
12. a system of public conveyances, as buses or trains, plying regularly over a fixed route: the northbound line at State Street.
13. a transportation or conveyance company: a steamship line.
14. a course of direction; route: the line of march down Main Street.
15. a course of action, procedure, thought, policy, etc.: That newspaper follows the communist line.
16. a piece of pertinent or useful information (usually fol. by on): I've got a line on a good used car.
17. a series of generations of persons, animals, or plants descended from a common ancestor: a line of kings.
18. a department of activity; occupation or business: What line are you in?
19. Informal. a mode of conversation, esp. one that is glib or exaggerated in order to impress or influence another person: He really handed her a line about his rich relatives.
20. a straight line drawn from an o 4d bserved object to the fovea of the eye.
21. lines,
a. the outer form or proportions of a ship, building, etc.: a ship of fine lines.
b. a general form, as of an event or something that is made, which may be the basis of comparison, imitation, etc.: two books written along the same lines.
c. a person's lot or portion: to endure the hard lines of poverty.
d. Chiefly British. a certificate of marriage.
22. a circle of the terrestrial or celestial sphere: the equinoctial line.
23. banner (def. 7).
24. Fine Arts.
a. a mark made by a pencil, brush, or the like, that defines the contour of a shape, forms hatching, etc.
b. the edge of a shape.
25. Television. one scanning line.
26. Telecommunications.
a. a telephone connection: Please hold the line.
b. a wire circuit connecting two or more pieces of electric apparatus, esp. the wire or wires connecting points or stations in a telegraph or telephone system, or the system itself.
27. the line, Geography. the equator.
28. a stock of commercial goods of the same general class but having a range of styles, sizes, prices, or quality: the company's line of shoes.
29. an assembly line.
30. Law. a limit defining one estate from another; the outline or boundary of a piece of real estate.
31. Bridge. a line on a score sheet that separates points scored toward game (below the line) from points scored by setting a contract, having honors, etc. (above the line).
32. Music. any of the straight, horizontal, parallel strokes of the staff, or one placed above or below the staff.
33. Military.
a. a defensive position or front.
b. a series of fortifications: the Maginot line.
c. Usually, lines. a distribution of troops, sentries, etc., for the defense of a position or for an attack: behind the enemy's lines.
d. the body of personnel constituting the combatant forces of an army, as distinguished from the supply services and staff corps.
34. an arrangement of troops of an army or of ships of a fleet as drawn up for battle: line of battle.
35. a body or formation of troops or ships drawn up abreast (distinguished from column ).
36. the class of officers serving with combatant units or warships.
37. the regular forces of an army or navy.
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38. that part of an administrative organization consisting of persons actively engaged on a given project. Compare st 89a aff 1 (def. 4).
39. a thread, string, cord, rope, or the like.
40. a clothesline: the wash hanging on the line.
41. a cord, wire, or the like, used for measuring or as a guide.
42. Nautical.
a. a pipe or hose: a steam line.
b. a rope or cable used at sea.
43. Slang. a small quantity of cocaine arranged in the form of a slender thread or line, as for sniffing.
44. Also, ligne. a unit, 1/40 inch (0.635 millimeter), for measuring the diameter of buttons.
45. Angling. a length of nylon, silk, linen, cord, or the like, to which are attached the leader, hook, sinker, float, etc.
46. Football.
a. either of the two front rows of opposing players lined up opposite each other on the line of scrimmage: 159b a four-man line.
b. line of scrimmage.
47. the betting odds established by bookmakers for events not covered by pari-mutuel betting, esp. sporting events, as football or basketball.
48. Ice Hockey. the two wings and center who make up a team's offensive unit.
49. Fencing. any of the four divisions of the portion of a fencer's body on which a touch can be scored, taken as an area of attack or defense.
50. Textiles. the longer and preferred flax or hemp fibers. Compare tow 2 (def. 2).
51. Fox Hunting. the trail of scent left by a fox.
52. a unit of length equivalent to 1/12 inch (2.12 millimeters).
53. Insurance.
a. a class or type of insurance: casualty line.
b. the amount of insurance written for a particular risk.
54. Australian Slang. a girl or woman.
–verb (used without object)
55. to take a position in a line; range (often fol. by up): to line up before the start of a parade.
56. Baseball.
a. to hit a line drive.
b. to line out.
–verb (used with object)
57. to bring into a line, or into line with others (often fol. by up): to line up troops.
58. to mark with a line or lines: to line paper for writing.
59. to sketch verbally or in writing; outline (often fol. by out): We followed the plan he had lined out.
60. to arrange a line along: to line a coast with colonies.
61. to form a line along: Rocks lined the drive.
62. to apply liner to (the eyes).
63. to delineate with or as if with lines; draw: to line the silhouette of a person's head.
64. Archaic. to measure or test with a line.
—Verb phrases
65. line out,
a. Baseball. to be put out by hitting a line drive caught on the fly by a player of the opposing team.
b. to execute or perform: He lined out a few songs upon request.
66. line up, to secure; make available: to line up support; to line up a speaker for the banquet.
—Idioms
67. bring, come, or get into line,
a. to become or cause to become straight, as in a row: The members of the marching band got into line.
b. to conform or cause to conform or agree: They were persuaded to come into line with the party's policy.
68. down the line,
a. in all ways; thoroughly; fully: It's a fine house right down the line—well-built, roomy, attractive.
b. in the future.
69. draw the line, to impose a restric 57a tion; limit: They might exaggerate but would draw the line at outright lying.
70. go up in one's lines, Theater. to forget one's part during a performance. Also, British, go up on one's lines.
71. hold the line, to maintain the status quo, esp. in order to forestall unfavorable developments: We're trying to hold the line on prices.
72. in line,
a. in alignment; straight.
b. in conformity or agreement.
c. in control (of one's conduct): to keep one's temper in line.
d. prepared 14c5 ; ready.
e. waiting one behind the other in a queue: There were eight people in line at the teller's window.
73. in line with, in agreement or conformity with: The action taken was in line with her decision.
74. in the line of duty, in the execution of the duties belonging to some occupation, esp. with regard to the responsibility for life and death: a policeman wounded in the line of duty. Also, in line of duty.
75. lay it on the line, Informal.
a. to give money; pay.
b. to give the required information; speak directly or frankly: I'm going to stop being polite and lay it on the line.
76. off line,
a. occurring or functioning away from an assembly line, work process, etc.
b. not in operation; not functioning.
77. on a line, Baseball. (of a batted or thrown ball) through the air in an approximately straight line from the point of impact or delivery: hit on a line between third and short; thrown in on a line from the center fielder.
78. on line,
a. on or part of an assembly line: Production will be improved when the new welding equipment is on line.
b. in or into operation: The manufacturing facilities will be on line before November.
c. Computers. actively linked to a computer: The printer is not yet on line.
d. Chiefly New York City. line 1 (def. 72e).
79. on the line, Informal.
a. being risked or put in jeopardy; in a vulnerable position: Our prestige and honor are on the line.
b. immediately; readily: paid cash on the line.
80. out of line,
a. not in a straight line.
b. in disagreement with what is accepted or practiced.
c. Informal. impertinent; presumptuous: That last remark was out of line.
81. read between the lines, to understand the unexpressed but implied meaning of something said or written: Her letter sounded cheerful enough, but I read a certain sadness between the lines.
82. toe the line or mark,
a. to conform strictly to a rule, command, etc.
b. to shoulder responsibilities; do one's duty: He tried hard to toe the line on the new job.

From Dictionary

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    I am trying to be able to receive collect calls to my Sprint cell phone. The calls are from a correctional facility but not the kind of facility where you set it up through a $25 or $50 charge to your credit card. Its from the Quantico VA military brig. I heard you can get a prepaid visa card and call sprint to set it up, but when I did it they said they don't accept collect calls and I have to go through the company. I believe the phone company of the brig is at&t, but can find no information or phone number to call. He has to call my house line which is very inconvenient and costly! Anyone who has any info will be greatttlyyy appreciated!!!
  • Resolved Question: Requesting higher credit line online 3-4 Times per year bad?
    I have a Citi credit card. This is the only credit card that I have. I have been requesting credit line increases about 3 or 4 times a year on their website. It says that I have been automatically approved for a higher limit, and I click the button that says I accept it. I was just wanting to know if this hurts my credit score any by doing this? I have not been increasing my spending any with the higher credit line, but I like having it in case I need it. I have never had any late payments, and I always pay my balance in full before the due date.
  • Resolved Question: how do i tell my mom i'm moving out?
    I'm 19 years old and Im her only child... I have no freedom even though I go to school full time (high school) I have 90s and above in all of my classes and I am graduating early in January as opposed to June because of my good grades---I also have a full time job that I've kept for over a year and take care of my responsibilities- it's not like I'm running around having babies & doing drugs and she's never received a phone call with a police officer on the other line asking her to come pick me up from jail... She says that she doesn't give me any freedom because I'm not "responsible" but I dont know what else I can do to show her that I am. My parents are divorced & my step father also recently moved out because of the way my mother is. Both my father and my step father have suggested that I find a roomate or friend and move out... every one has come to a stand still with my mother there is no winning or compromising with her... it's either her way or no way and she's not the easiest person to please. My only big dilemma is that I've just found out yesterday afternoon that my friend has a room with it's own bathroom and walk in closet for rent for only $400 a month from my end including utilities--- it's all happening at a very fast pase though because if I don't jump on it someone else is lined up for it but she would rather have me there-the thing is she needs help paying the rent and can't wait much longer... today is the 10th and she asked if I could move in by the 15th I'm unsure as to how I should tell my mother about all of this we're not arguing right now but I would like to leave on a good note- I don't want for us to get into an arguement and me just tell her you know what im leaving ... I feel that's the immature way of going about it... I want to be able for us to have a better relationship... we need space we see each other everyday and we are basically tired of each other but she's so over protective that she wont let me have any space she doesn't understand how this is pushing me away ... her stance of me moving out as she's told me before is "Once you're gone don't come back!" So this too makes me nervous because the lease is only for one year I'm hoping after that year is up if my friend decides not to renew the lease that she would accept me back- but I am also afraid that if I don't take this opportunity I don't know when I'm going to get another chance and I don't want for us to get into an arguement and have her kick me out(she's done it before) and leave me with no where to go I don't want to let it get that far- I want to show her that I am responsible because I will have been paying my rent, 2 credit card bills and 2 cell phone bills on my own- graduated high school early(which she does not know about) started trade school or been sworn into the u.s airforce(we aren't even going to get on the topic of the airforce because she is not in support of that either) and I'm doing well for myself... I'm hoping this will show her how resposible I really am maybe then she will take me back into the house and give me the freedom I believe I deserve.. I've been asking a couple of people what I should do and how I should go about it and they tell me it would be a good idea for me to move out... just so I could see how it is on my own & to have a little bit more responsibility than I have now but at the same time it would be a growing experience for both of us and it would give me and my mother our own space and time to think things over ... I'm just so unsure of everything going on. This week has been really tough on me I have alot of mixed emotions. I'm happy, nervous, excited, sad, relieved and stressed all at the same time!!! I don't know what to do and what to say to her...PLEASE HELP!!! Words of wisdom are greatly needed right about now. Thanks, Stephanie
  • Resolved Question: I received an email clearly intended for fraudulent purposes. Who should I alert?
    Judge for yourselves, is this creepy or what?: Flag this messageUrgent (Please Respond Swiftly)Wednesday, October 8, 2008 9:22 PM From: "James Gordon" Add sender to Contacts To: undisclosed-recipientsHello, Are you a property owner in the United States? Do you have an existing home equity line of credit or personal/business with any US/CANADIAN Bank? I am Mr. James Gordon from James Gordon Designs London, UK. I write to solicit your assistance in working with me as my Payment Officer who can help me establish a medium of getting across to my customers in USA and CANADA as well as making wire transfers to you on my behalf. I made and Export furniture into Canada, America/Europe and have Clients who make bulk transfer of funds and due to large sum of money involved, they prefer making the transfers into an Equity Line of Credit account. If interested do get back to us with your details below and we will do furnish you with more details. You will be allotted 5-7% of total amount wired into your account. PERSONAL INVESTMENT FUNDING APPLICATION FORM First Name: Last Name: Address: City: State: Zip Code: ***Mark "x" in the bracket below** Own a House ( ) Rent ( ) Home Tel: Mobile: Email. Social Security #. Occupation: Date of Birth: Investment Amount: Duration: 30 days ( ) 60days ( ) 90 days ( ) Above 90 days { } **Mark "x" in the bracket below** 1. Are you a property owner in the United States Yes ( ) No ( ) 2. Do you have an existing home equity line of credit or personal/business with any tire One US Bank? Note: Credit cards, mortgage loans, checking accounts are not accepted. Yes ( ) No ( ) 3. Provide line of Credit / home equity account number: 4. What is the credit limit on your line of Credit / home equity account USD$ 5. What is balance presently owed on your line of Credit/ home equity USD$. 6. What financial institution is your line of Credit / home equity with? 7. What are the address and 1800 number of your financial institution? I hereby authorize the investor to verify the above information for investment decision. I certify that the information is true and to the best of my knowledge. Applicant’s Signature Date ************************IMPORTANT NOTICE*********************** This form must be returned with the following: * A copy of beneficiary's identification (Drivers License or International Passport) will be required. This is an investment program that offers 100% funding upon approval. This program is not a loan program and has no direct liabilities to the beneficiary. James Gordon 29 Niton Street, London, SW6 6NH. http://www.timwood.com
  • Resolved Question: Ebay transaction--- Am I being ripped off?
    I won an expensive video game system on Ebay a couple of days ago and immediately paid the seller with my credit card via Paypal. When I checked my recent history on Paypal, I saw that the payment was unclaimed. I figured it was no big deal, but now it has been 48 hours and the person still has not claimed it. I know it has only been 48 hours but still, when someone is giving you money, one would imagine that the first thing in the whole world you're going to do is go and get it. I called Paypal to see why this could be happening, and was told by the representative I spoke with that this person has a personal Paypal account and because of this they cannot accept credit card payments from Ebay. They will have to decline the payment or upgrade their Paypal account to get the money. They have not made an effort to do either one of those. I got the seller's phone number from Ebay and it was an Indiana area code. I tried calling it and got a message that the person was not available that I have heard when calling Skype users after one ring. As I looked into it a little further, this number is a land line (regardless of whether it is Skype or not) and the seller's listing says that he's located in Texas. Stupidly, I didn't care enough that the seller didn't have any feedback and had just joined Ebay a few days ago. There were a lot of bids from other users with hundreds of feedbacks (i.e. experience using the service) and assumed that if they trusted this enough to make the bid that I could as well. Is this some sort of scam? I can't piece together what this person could possibly be planning on doing but I'd really like a confirmation of sorts, even if it's just that the seller has accepted the payment. What should I do? I am thinking of having my bank charge back the payment when it clears but I don't know if I'm overreacting. Thanks. I should add that I sent them an email shortly after calling them on Saturday morning and they have still not answered or anything. So how long is an appropriate time to wait and see??? Not to sound immature but I really want the game or I really would like my several hundred dollars back...
  • Resolved Question: I can't get a credit card. Everyone keeps denying me. What do I do?
    Here's the deal: I have this apartment lined up for me...and everything is taken care of, except for the fact that I need one more point, which means I have to get a credit card. I didn't know that applying for several different credit cards would have a negative effect on my score. I have no credit history and my own bank won't even accept me. Is there any way that I can get myself established? How can I fix this?
  • Resolved Question: Credit line increase on CC: Can I do it?
    I have had a low ($500) limit credit card for 2 years and 9 months. It is an MBNA-issued Bank of America card. I have never been offered a credit line increase by the credit card company. I have also never had a late payment or an over-limit charge. I have, however, kept the outstanding balance relatively close to the credit limit for the past year or so. I decided today to pay off $200, leaving the outstanding balance at around 55% debt/credit ratio. Is it likely that BOA will accept my credit line request? Should I wait a while and keep trying to pay down my balance before trying to request one? What is the general procedure/criteria for a credit line increase? And if I do request an increase, will an inquiry viewable by creditors appear in my credit report? I know it's a lot of questions, and I really appreciate any insight. Thanks. To clarify, I do not need the card for day-to-day expenses. I have had an outstanding balance for a long time, and though I have had money in checking to pay it down, I never really bothered until recently learning about credit. Therefore I just decided to begin paying it down.
  • Resolved Question: Driver's Licence cannot be required to purchase with credit card!?
    So the question really is this: Many debates about the above statement go on and on. The bottom line is the merchant agreements say you can't require id. Many people think it is a great idea to ask for id. However, this isn't the point. The merchant agreement is what it is. Consumers don't currently have any say in it? So what is so hard to understand. If you think they should change the merchant agreement, you may be correct. Until they do, retail sales associates cannot require ID. Why can't people just accept the rules and stop arguing something that isn't an argument because it is clear and decided what the regulations are? I agree with both of the below answers....However, it doesn't relieve the merchant from complying with its requirements. I am a district manager and I certainly am not interested in being hassled my VISAnet or Mastercard International just to make myself feel better about "What I'm doing" to prevent fraud.
  • Resolved Question: How do I accept Credit Cards at a trade show?
    I am throwing my first event next month. I will have a business license with the venue. How do I accept credit cards at the gate? and if I buy the imprinter and paper will the bank accept it and process it if my name and address is on the imprinter plate? I dont want people to have to wait in line to PAYPAL it, I need an easy solution thats free or inexpensive and I wont have to open up a merchant account, Im only throwing a trade show once a year, no need to pay for all those bank fees and such..anyone know?
  • Resolved Question: How can I get a credit card with No credit history?
    I'm desperate. I want to get my credit started but I can't get a credit card anywhere. I've tried at Wal-Mart, Target, & almost everywhere I can think of on line & nobody will accept me. I bought a cell phone & passed that credit check with no credit a few months ago, but I'm still having trouble finding a credit card. PLEASE HELP - ANY SUGGESTIONS!!
  • Resolved Question: Going to Tahiti Village, LV... Please help, if you've been.?
    Last night I "won" one of those 3 day/2 night trips to Vegas through Roseanne Barr's radio ad for Tahiti Village while listening to KISS FM(Chicago's version -- if you live in any mainstream area, I'm sure you have your own.) I called 866-918-3427. (91-VEGAS). A recorded message of Roseanne Barr came on congratulating me on "making it on the list" and "please hold, don't lose your place in line." So I waited, a guy answered, I gave him my name, address, and vitals (single white female). Then the guy says "congratulations -blah blah blah- it'll be in the mail within 7-14 business days." -click- I don't know -what- will be in the mail in these 14 bus. days. I'm expecting a voucher. I don't even know what's included in the trip. So I call the radio station. Guy picks up, I tell him the "great news" and again I get "congratulations" w/o much info. I ask "what's included?" and he says "hotel/flight." No mention of the timeshare scam. So today I called the same number, and this time some guy answers (no recorded Roseanne). Repeated x2, again, same result. I hung up on the last two; the first time I asked for more info, the guy asks ME if if I've put in my $98 deposit yet. I said "no, I just called yesterday" or something to that extent and he says, "oh, the roseanne barr thing. Go to mdvegas.com, your answers will be there, we don't have any information." Then before he could hang up, I said "wait, what $98 deposit?" He says "oh, that doesn't pertain to you." So I researched -- yes I'm aware it's a timeshare. BUT: for me, it may be worth it. (SWF, full-time student, can't afford a $1000 vegas excursion... and never been west of the Mississippi.) So yes. I know it's a time share "scam". I have no problem with putting myself and a friend through a half day of nagging and sales pitching, as I have no problem saying "no," and I can't afford it either way. While researching the multiple threats online, I've come across a few things I have questions about. This is why I'm asking someone to please reply, if they've been (especially recently), since I'm sure you'll know the answers. My Questions: 1. - I've heard you must be married to participate. But, I'm single. They still accepted this answer. I said "no significant other/plans to be married", etc. Apparently, this was fine. BUT -- I know how these sales persons are -- he may have just written down I was attached/ignored me for the sake of gaining a lead on this "manhunt." So -- does this still apply to singles? Is a marriage partner necessary? (Yes, I make over $25K/year, I've been asked this before.) 2. -- How MANY of these presentations do you have to go on? Is it a "one-time" thing (even though it may last up to 6 hours), or is it a "one time per day" thing? 3. -- I'm aware there may be blackout dates in choosing the trip dates for the voucher. BUT: I've also heard the dates might not be consecutive. True? 4. -- I've heard from 2 people that if you choose NOT to participate in the "optional" timeshare presentation, your credit card will be billed for the full cost of the trip. I have no problems with participating, but with these kinds of companies, I want to make SURE they don't charge me anyway -- since I will most definitely be saying "NO" to everything they offer me. 5. -- Most importantly (and I realize this may have different applications to do each diff. package deal, etc., so our experiences may differ): IS the flight included? (I'm not sure how qualified the DJ intern was in answering that question... so what was your experience?) Please advise, if you can. I know I have a lot of questions, but I really want to go prepared, if I go. Thanks ahead!!
  • Resolved Question: Pre-paid credit cards versus debit cards?
    If someone can't get a credit card, I think I have heard of something that can be used anywhere a credit card can be used because you've put money into the card in advance. It's almost like a gift card. However, the main idea would be to use it to make on-line purchases. What I don't know is: Are there retailers (on-line or regular) that will accept this kind of credit card but will NOT accept debit cards. Because if they all accept debit cards then I might as well just use the debit card. For some reason I thought I heard that debit cards are not accepted everywhere a credit card would be. I don't know why that would be true. If it's true and you know why, please explain. If the prepaid "credit" cards are better for some reason, do they cost money? Or do they just earn the interest that is on the prepaid amount?
  • Resolved Question: Anyone's got a paypal?
    Hello guys. My question is about the little money I received as payment to my articles published on line. The payment was sent via paypal and because I don't have a credit card, I used my debit card account instead. When I accepted the money, the transaction says completed but the money never came into my account. I sent a letter of inquiry to paypal but I never received any reply. I wonder how this happens. All the transaction history is reflected in my paypal account and it states the date and time of the completion of payment but the money never came to my account. The money is not big, yeah, but I wonder if how reliable paypal is. The problem is, any payment to my next articles would still be via paypal. Anybody who got something to share about this? Thank you.
  • Resolved Question: How do I explain myself to my boss?
    in a way where he will accept it? ...I do his expenses every month, and I have not been expensing them right away - I expense them when its closer to months end, so I can expense them all in one shot. He wants me to expense things right away - the minute they hit his credit card. How do I convince him I will do so going forward - and what is a reason I can give him for waiting so long? The truth will not work - because that will put him on edge. I was thinking of something like "In order for me to expense charges right away, I must monitor your american express usage on-line, and i will do so going forward" but i dont want him to feel like he has to "watch" me. any ideas?
  • Voting Question: WHO DO I USE TO CREATE A WEBSITE??
    I NEED TO CREATE A WEBSITE THAT CAN ACCEPT CREDIT CARDS. WHO IS THE CHEAPEST, BEST ON LINE COMPANY TO USE. MOST USER FRIENDLY, BEST SUPPORT, ETC. OR WOULD I BE BETTER OFF PAYING SOMEBODY TO DO IT?
  • Resolved Question: How do you find out your credit line on a newly approved mastercard?
    I just got approved for a mastercard. When I hit accept it said thank you your new card will be in the mail within 2 weeks. How do I know what credit line I got approved for and How do I find out? Also, how do I find out if I get billed monthly with the card or if I have to pay the whole balance at the end of the month.
  • Resolved Question: How can you accept credit cards on line from other countries?
    If I have an ecommerce website, and someone from Europe wants to use a credit card to pay for the product, will that be any different from accepting credit cards from people in the United States? I plan on using Visa, Mastercard, AE, and possibly Discover card as payment options. I am using authorize.net as my gateway. Thanks for the help!
  • Resolved Question: Won an on-line auction seller took payment and now they want to cancel the auction and refund money
    I was bidding on a PropertyRoom.com auction and won the item I was bidding on. After winning another bidder compaline3d about my log-in name "Sorry Auction Closed". Propertyroom suspended my login and sent an email notifying me that I was in violation of the user agreement. However they said, via email, they would honor the auction since I was the high bidder. They processed a payment for the total auction amount of 508.80 and that amount was charged to my credit card. When they notified me of the charge I sent an email telling them I accept and I would pick up the item on a specific day. Now 6 days later, user agreement allows for 10 days to pick-up, they notify through email they have changed their minds and will not honor their original auction award. They have made an attempt to refund the original charge. What gives? Do I have a case against them for breach of contract? There was an offer, both parties accepted the offer and consideration was tendered. Any legal minds out there have any advice. I understand their issue but their resolution really put the cart before the horse. The item I purchased has substantial value to me and I would like to fight them.
  • Resolved Question: how do you?
    i am trying to transfer my funds from my capital one credit card, my only one, but no body will accept me when i appy for another card. this is my only credit card and i have only had it since dec.07. i have been at my job since march, but was employed somewhere else for two years.in the same line of busniess..medical billing. (im only 20)and i make 14.50. i make $60.00 payments every two weeks on my capital one. and my credit score is 662. why wont anyone accect me??!?!?!? this is very fusterating! I have only appiled for two card in the past three months
  • Resolved Question: A lot ofbusiness won't accept credit card purchases under $10 now. Can they do that?
    I saw a report on the news that said credit card companies do not like that when merchants do that. They said to call their customer service line and inform them of which businesses are doing that. But it ends up hurting the business in the long run. If I go to a store once and they deny me from using my credit card, I won't ever go back there again even if I have cash in the future. They're losing a repeat customer.
  • Resolved Question: I already applied for a Macy's visa credit card but I'm not sure if this is good for build my credit history?
    I came from Cuba only 5 months ago and I live in Miami. I've a visa credit card but a bank employee told me I need to get more lines of credit to build a good credit history for my future, so I applied on line for a Macy's visa credit card and now I'm not sure if I did the right thing or not because after that I saw several bad comments in internet about Macy's credit cards and I don't know if better I cancel my card when I'll get it. In addition to, I need to know if I can use this card in any place that accepts visa credit cards, thanks to every one. I need to know if I can use it in any place that accepts visa.
  • Resolved Question: Credit Cards and Credit-What would you recommend me?
    I currently have 3 credits cards one with 0% 'til Jan. '09, (Been with this account since '08)second one with an APR 23%( since '04) and a third one with a 22.4% APR. (since '03). I recently received a great offer from bank of america offering a line of credit up to $15,000 with a minimun charge of $3 that will apply to the amount of each balance transfer(dont know if this is an annual fee? I dont think so though!) Now, my question is what should I do? should I accept the offer or reject it. I would love to transfer my old balance to this new offer, because of the 0% APR that this bank is offering me, and still if they are charging the 3% on the balance transfer still is not too bad. But im concern with my credit. - Wouldn't this affect my credit; if I do this balance transfer since im closing an old account to open a new one? I have heard that this is not recommendable for you credit. My credit score is in the 600s. Can someone advise me???
  • Resolved Question: Trying to buy home....landlord refuses to verify rental history!?
    We have a low credit score but the last 16 months of history is squeaky clean. Now our landlord says he will not verify our rental history because we do not want to buy his house. We never agree'd to that. He also had us pay cash, he refused to accept anything else. He gave us generic type reciepts...some with just the amount written, no signiture. Besides the rental history we have no credit cards or anything else that could be used for lines of credit for FHA or VA(which is how we wanted to go) How screwed are we? No Car loans or anything either....
  • Voting Question: online order wont refund and charge restocking fee plus extra payment for shipping.?
    Brief Story... ordered a samsung f210 pink online, paid with Chase credit card. a week later, got a call saying pink was not an option, ask us to settle for purple. we accept a week later, receive a blue samsung f210 instead of pink or purple. call and complaint... seller refuse to refund full amount (including shipping) seller say there's a 10% restocking fee... bottom line... seller ship the wrong item and wont accept fault... can i do anything? i order it through www.welectronics.com ps. there goes my anniversary gift.
  • Resolved Question: Need some info about setting up an on line panhandling site so I can accept credit cards?
    I am way to busy at my office to hit the streets anymore...please help
  • Resolved Question: whats wrong with this letter?
    December 5, 2007 Mr and Mrs Dennis Haynes 1810 23rd Avenue Seattle, WA 98221 Dear Mr and Mrs Haynes , We would like you to introduce you to a great way to earn free travel to Alaska, Hawaii, Europe, Asia, and hundreds of other places. Because you are a valued MilesPlus Member, Mr and Mrs Haynes, you have been preapproved for the First Choice credit card with a line of $3, 000. This is the only credit card that offers you the ability to earn one MilesPlus mile for every purchase dollar you charge. You can use your first Choice card for all kinds of purchases at over 10 million locations throughout the world. Every purchase you make brings you closer to your next free flight to Seaview Airlines destinations. You can also enjoy a 30-day, interest –free grace period on your purchases when you pay your previous balance in full by the due date. Take advantage of this special opportunity to earn more miles and fantastic free travel by accepting your preapproved First Choice card today. Sincerely Walter Chamberlin Marketing Manager mj:MPClientLetters what is the errors in this letter
  • Resolved Question: how to set up a credit card terminal?
    starting a new business and wondering how to get set up so i can accept charge cards?...please tell me everything...also are they connected through a computer?, phone line?....any help...thanks
  • Resolved Question: Do they accept credit cards at the beer stand at Comerica Park in Detroit?
    Thought in this day and age they would but it could possibly delay the lines even more than they already are. Anyone know if this is the case? Thanks
  • Resolved Question: What credit score is a good minimum to obtain a private student loan?
    I've searched online and in this forum but can't find an answer to my specific question. I have already obtained Stafford Loans (unsubsidized and subsidized), but make too much money to get a Pell grant. So far I have received a little in scholarships. However all of this is still not enough. My credit isn't bad, but isn't great - in the 620s. I need about $20k more per yr after my other aid and my part time job. I recently paid off 3 out of 4 credit cards and have a few months before my 4th is paid off. I'm working on getting my score higher. I've been at my job for 2 yrs and don't think I'll have any problem meeting the income requirements. My credit lines, however, are only 1 yr old. I would like to obtain a loan for the next school year. Does anyone know, given my circumstances, what score would be a generally accepted minimum to be able to obtain a private student loan (of any amount)? Also, would choosing to start making payments immediately help my chances and/or interest rate?
  • Resolved Question: How to write a company reporting on my credit report, about a payment plan to settle debt?
    I am going to try to resolve some bad marks on my credit by paying off some older debt. I don't have bad credit card debt or anything of the sort. Just some old bills that went to collections from hospitals, cell phones, utilities, etc. Many of these have been from years ago (some 5+ years). Now that I am making a decent living, I am finding it hard to obtain lines of credit, and know what my score is. I ordered my 3 free credit reports yesterday, and will be expecting them in the mail shortly. I want to try to tackle these 'old' debts to get them off my report, and hopefully improve what's written on my report. I read that the first step in doing this, is to write a letter to each company listed on the report, stating that you want to rectify the situation, and to work out a payment plan. What types of things should I ask? Should I propose options? If they respond with a payment plan or settlement amount, do I accept it or negotiate? If I correct these, will they come off
  • Resolved Question: Fair or unfair? Please give honest opinions...?
    Let's say you are in the Wal-mart customer service department line, and you need to purchase a money order. The line is very long, and you have waited at least 15 minutes by the time you get to the cashier. When she starts processing your request and when you swipe your credit card, she tells you that they do not accept credit cards for money orders, only cash or debit. You can't use your bank account card (you need that for food, etc), and as you walk away you see an ATM (which is literally 10 feet from the customer service desk) You use your credit card to withdraw cash from the ATM. The cashier is finishing up with the person who was behind you in line, but as she is doing so she tells you that you are going to have to wait in the WHOLE F*** 15 MINUTE LINE AGAIN, even though you honestly got there before ALL of those people standing in line now. Should you have to wait again (totaling twice the wait time as everyone else) or is she wrong?
  • Resolved Question: lowering credit limits?
    I currently have four cards - one from each major issuer - and about $14,000 in credit and, no, my income is not in this ballpark. My highest limit is on Discover (which is not accepted in as many places). For instance, my pharmacy and doctor's office don't take them. I would prefer to have this same total limit distributed differently...low limit visa or mastercard go up and the discover card go down. Would such a drastic increase/decrease on multiple lines of credit affect my score and rating even if the total amount does remain the same? So, basically, every six months or so I should request a limit increase on the Visa or MasterCard and just leave Discover alone?
  • Resolved Question: Should I Keep my new AMEX Blue?
    Applied for the 0%-15mo Intro APR but recieved the card and the terms they offered me were only 0% for 6mo Intro APR and whopping 17.5% after. But the credit line is 10,000. That would be good for overall utilization and help my FICOs but my scores arent too bad 680-730 range as it is. I have 3 other cards at far lower rates. And they both gave 0% Intro APR for 12mo. Did AMEX just give me a bad deal that I should not accept and try for another high limit card with better terms? My other cards total 12000 in limits with balances totalling 3000.
  • Resolved Question: Is it possible to apply for a credit card but not accept it if the amount is not what you were expecting?
    When applying for credit cards in the past, my recollection is there wasn't a choice about the credit line I received. Once I applied for the card & received a credit line, I had the card. So the real question may be...is there a way to shop around for credit lines without killing my credit score? Example: I have a balance on a card that I would like to transfer to 0%. The first reason would be to get the 0% for a year or whatever the offer is. The second reason would be to spread out some of the balance so that I don't have a balance close to my credit limit on a card. I could be wrong but it seems to me that being able to spread out the debt over two cards...carry a 40% ratio of debt/credit limit on two seperate cards...would be better than having an 80% ratio of debt/credit limit on one card. When searching for a card, with all the options & different sources, If I apply to one and the credit line is not what I expected, can I say 'no' and shop around for a better deal?
  • Resolved Question: Tribute Mastercard?
    I got an offered in the mail for a pre qualified credit line of $500 Should I accept this offer? Current Credit Conditions AES Student Loan (OK) ; LENGHT = 4 months AMEX (OK) (Closed) ; LENGHT = 10 months Credit Acceptance (CAR LOAN) (PAID IN FULL); LENGHT = 12 months First National Credit Card (OK); LENGHT = 4 months Capital One (OK); LENGHT = 1 Year, 11 Months Totoya Financial Services (OK); LENGHT = 1 month I recently got balances down to 30% of my outstanding limit within both of my cards... I got one collection = $50.00 =/ (Only reported on Transunion tho) I applied for credit 21 times in the past year =/ Average Credit Score = 625 21 recent inquires =/ What can I do to improve my credit quickly? Opening the First National Credit Card gave me points recently... the collection is paid...it's still remains on tho
  • Resolved Question: Does anyone know of any good stores on-line that accept paypal?
    My husband won't give me the credit card! ;-)
  • Resolved Question: Contract Law help please ?
    Jello sent an e-mail to Barkus drawing his attention to Jello’s website where there was a special offer for Jello’s widgets. The website allowed Jello’s customers to order goods on-line. The ordering process included a page which set out Jello’s standard terms of business, to which customers had to agree before they could complete their orders. Under Jello’s standard terms, Jello reserved the right to increase the price of widgets by 10% from the price of £50 per widget quoted on the website. Barkus decided to order a quantity of widgets, but e-mailed Jello first to say he wanted a fixed price of £50 per widget. Jello replied by e-mail saying “I agree to sell at £50 per widget. Please place your order on the Jello website.” Barkus did so, pressing the “I accept” button on the page setting out Jello’s standard terms of business and providing his credit card details. Jello supplied the widgets ordered and debited Barkus’ credit card account @ £55 per widget. Who is at fault here ?
  • Resolved Question: How does a credit card machine work?
    We have opened a second hand store and we carry a lot of furniture. We really don't like accepting checks as some of them tend to bounce farther than a bungee jump. We want to accept credit cards and debit cards. Do they run through a phone line or a computer line? What should I know about them and what should I watch out for?

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