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Auto Definition

–noun, plural -tos.
automobile.
From Dictionary

Insurance Definition

–noun
1.the act, system, or business of insuring property, life, one's person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a payment proportionate to the risk involved.
2.coverage by contract in which one party agrees to indemnify or reimburse another for loss that occurs under the terms of the contract.
3.the contract itself, set forth in a written or printed agreement or policy.
4.the amount for which anything is insured.
5.an insurance premium.
6.any means of guaranteeing against loss or harm: Taking vitamin C is viewed as an insurance against catching colds.
–adjective
7.of or pertaining to a score that increases a team's lead and insures that the lead will be held if the opposing team should score once more: The home run gave the team an insurance run, making the score 7-5.
From Dictionary

Related articles from Yahoo Answers

  • Open Question: Does auto insurance cover you if yu crash into a mailbox?
    will it pay for a smashed windshield and side mirror or dents, or what will it cover......and where is the cheapest place to replace a windshield?
  • Open Question: Has anyone had a claim with Traveler's auto insurance?
    How did they treat you? Did your premium go up?
  • Open Question: expired auto insurance and feedback needed for Security Insurance Services Inc Boston MA?
    First year I got a new car, I know nothing about it, then I need insurance, I went there for it. Charged me $2500 for one year insurance. 2nd year liberty mutual sent me the renewal, only cost me $1200 for year. And I didn't get the renewal letter this year, I asked Liberty mutual, Libert mutual wanted me to contact the broker. I called Security Insurance and they said something wierd happened within my account. I asked them what is weird, they won't tell and insisted me to come over to take a look. That sounds weird to me, like some kind mouse trap. I am planning go to AAA or Liberty Mutual again since it sounds really tricky to me. My auto insurance is expired, can anyone give me any idea or helps.
  • Open Question: how long do you have to make a claim after accident??
    I got rear-ended a year ago. Immediately after the accident, I had a headache and general soreness. Within a month I had some shoulder pain, thought it would go away, through the past year I have went to the Dr. for numbness, and shoulder pain. I have documented with the Dr.s about the auto accident. I did not want to try to get any money out of insurance because at the time I did not believe I needed it, but now, the pain has just not gone away, and I am concerned I have a serious shoulder injury as a result of the seatbelt going across that shoulder when rear-ended. I did not sign anything stating I was ok...etc. I am 24-years-old, no prior injuries.
  • Open Question: My auto insurance covers anybody who drives my car...is my teen covered? I cannot afford to list him....?
    Me and my teen have a car. I have both cars listed on my insurance with full coverage. If he is not covered is there an insurance company that will cover a driver of his age without listing him?
  • Open Question: Whats an Affordable Auto insurance if you have 2 at fault accidents?
    Hi I just turned 18 and in May I was blocked in at school and I had to leave. I hit a car and was dropped from Geico because it was my 2nd at fault accident. It just left a scratch on the car but still. I want to go to college full time and I need a job but I cant go to college at all if I have to pay 300 a month, which esurance was the lowest quote I got. So is there any places that can help me with my insurance so I can work part time and go to school full time?
  • Open Question: Please Help!!? Auto or health insurance?
    Does my health insurance have to pay the balance of my hospital bill resulting from an auto accident? My PIP paid 2389.46...I have a balance of 1943.86 left. My attorney filed a claim for them to pay but still nothing yet. I live in Florida
  • Open Question: Auto accident, injury claims question hit/run UMC?
    I was involved in an auto accident on 5/18/2008. I was driving northbound on interstate 95 headed to new york from virginia. When the accident occured I was In new jersey. Someone hit me in the passenger rear side which caused me to spin out of control and do about 3-4 360 degree turns down the freeway. I finally came to a STOP when the passenger side of my car hit the rear of an S.U.V. At that point the S.U.V stopped for a mere 1-2 seconds and sped off. I was left on the side of the highway by myself. Me and my passenger both sustained what we thought were minor injuries. An officer came wrote a police report (since there were no other vehicles that stopped he wrote it as hit/run). A tow truck then took my car off the turnpike and to the nearest local repair shop. I then had to take a TRAIN to new york from jersey to where my family lives. The next day I went to seek medical treatment for my neck/back/and right shoulder, so did my passenger. I got treatment 3 times a week from a chiropractor and got x-rays. The following week i returned home (virginia) where I found a chiropractor and had my medical files transferred. I have been seeing him since... I have seen a medical doctor, gone to get an MRI, and now have to go see an orthopedist. (The mri found i had a fracture in my shoulder) I went back to finally pick up my car from the shop the framework/ body work/ and paint had been done but they had not done anything mechanically to my car yet they insisted it was READY FOR PICKUP. i was furious so i end up driving my car back home to virginia because i could not waste any more time/money. My car still has check engine light on, abs light on, speedometer doesnt work, suspension was SHOT. the passenger side strut was blown i could tell cause that side of the car had no bouyancy (sp?) to it. I then called my lawyer and he called the insurance company and got them to replace that strut. EITHERWAY the car is still not mechanically sound and back to the state it was before the accident. MY QUESTIONS ARE.... WHAT STEPS DO I TAKE FROM HERE? ITS BEEN 3 MONTHS SO FAR AND MY CAR IS STILL NOT RUNNING CORRECT. I have contacted the insurance company they told me an adjuster would come out to look at my car again and nobody has called me or showed up. Am i sueing my insurance company? All my lawyer has done is send out letters of representation to the doctors i have seen that my chiropractor has referred me to... p.s. Im 20 years old I have full coverage and own a 2000 bmw 528i I know its lengthy but thanks in advance im really confused as to what position im in and what options i have... i have kind of just been going with the flow seeking my medical treatment..
  • Open Question: How does auto insurance work?
    I was in an accident that was my fault. I called my auto insurance company the same day to file a claim and report what happened. A few days later they call me asking for a statement, which they said was to determine liability. I told them I had already said everything that happened and asked if they could just get the police report. They said that getting the police report would take to long and they needed me to answer some questions. Did I have to answer their questions at this point? Or should I just have told them to get the police report? Also, the guy who I hit has a lawyer. Is that normal? Can he sue me or my insurance company for more damages? Finally, this happened in a "fault state", do I have to tell anything to his insurance company who has been calling me also?
  • Open Question: Is esurance a good auto insurance company? Is the coverage good?
  • Open Question: Auto Insurance Catch 22?
    Recently my wife's car broke down. The car's title is still held by the finance company and the insurance on the car covers the damage to the car. We brought the car into an auto repair shop that was nearby and paid the deducitble and the shop fixed the car. When the car was done we called the finance company (who the insurance company sent the check for repairs to) to release the check to the auto shop so we could go pick up the car. After initially saying that they had sent the check to the auto shop, they then stated that they needed to inspect the car before they released the check but that they could not go to the shop to inspect and we needed to bring the car in to them. The auto shop will not release the car until they get full payment so we can not bring the car in until the shop gets the check. When we told the finance place this they said to have the shop drive the car to them, the auto shop guy understandably laughed at this. Seems we are in a Catch 22 in that the car can't be released until we pay but we can't pay until car is inspected. Anybody ever heard of this bs? Anyway we can get this car back?
  • Open Question: I accidentally ran over my laptop after leaning it against the car. Is this covered by auto insurance?
    I leaned the laptop bag against the car as I was struggling to get my daughter into her car-seat and forgot about it as I backed out of my driveway. I am wondering if, since it was an accident involving a vehicle, it is covered by my auto insurance. I have full coverage as opposed to liability only. Thanks.
  • Open Question: Within what price range is a defensive driving course and how much will it save you on auto insurance?
  • Open Question: What are auto insurance rates based on and why do some companies cost more than others?
  • Open Question: reckless driving- mustang gt- 23 yrs old- screwed?
    i am 23, male single drive a 2003 mustang gt 5spd got a reckless driving charge and accident on record i know i am gonna get screwed on insurance but i was wondering what auto insurance company are the best and cheapest in my situation? i am located in southern california( inland empire) thanks guys whats your number so i can get a qoute
  • Open Question: Can I file small claims for other driver that isn't paying me for auto accident repairs?
    I was recently rear-ended at a traffic light (his fault). I only had a damaged bumper and we agreed to handle it without going through insurance (unless there was more damage) and that he would send me a check. We exchanged information, but stupid me, I managed to lose his info. Fortunately (or I thought), he called me the next day and and I gave him the estimate. He said go ahead and have it done and he would send me a check. Now that I had and fixed and paid for it myself, he appears to be avoiding my phone calls and emails. Is there any kind of recourse I can take at this point (small claims court, etc)? It is only a bumper, but that is still $350 out of my pocket that I shouldn't have to pay.
  • Resolved Question: Is car insurance cheaper in Delaware the PA?
    I am going to be moving from Pennsylvania to Delaware in the upcoming months. I will need to change my auto insurance and was wondering for anyone else that has made this move, is it cheaper to insure in Delaware(Wilmington) then in Pennsylvania(suburbs)? Also, I got an online qoute from my current insurance company which I currently pay $157/month. Online it told me my premium would be $762/month or $4572 every 6 months so this is obviously not an accurate amount.
  • Resolved Question: Auto Insurance Question: Please help!!!!!?
    I asked this yesterday too, but did not get any responses; so if you have any information at all, or this has happened to you, please list an answer! I just recently lost my beautiful 1977 Monte Carlo to a fire! It was all original, and the adjuster found it to be worth between $12,000 and $13,000. Due to my ignorance of insurance, we were put into a stated value insurance policy worth $6,000, and now, I am only getting $6,000 for my car. I feel ripped off. I am young, and don't know anything about insurance, but trusted my agent. The car has been in my family and was gifted to me from my dad a little less than one year ago. My agent asked for photos, and a letter from my parents with what they thought the worth of the car was, signed saying it was a gift. So, that's what we gave him. They stated in the letter they paid $6000 for it 8 years ago. We were never told to get the car appraised, or that we had to keep up on checking to see if the value had gone up so we could change our policy. Do any of you have any advice on how I can get the insurance company to give me all the money? Is there anything I can do at all? Thank You so much!
  • Resolved Question: Auto Insurance in California?
    I'm a new driver, all I have is my Permit right now. I'm trying to find insurance that isn't going to ream me financially. Also, don't you need insurance to get registration/new tags....or do you need the registration to get insurance? GAH, SOMEONE HELP!!! (And, if you're going to be a smartass, don't bother. K? Thanks!
  • Open Question: Why didn't my auto body shop blend my fenders?
    I paid an auto body shop to paint my hood and front bumper. Included in the estimate was blending paint and/or clear onto the fenders. They didn't do it and claimed "it wouldn't have looked as good blended because there were some chips in the paint and the match was good so they didn't have to do it." I know they painted the hood and bumper off the car because the paint goes under the hinge pieces and the paint dripped off the back corners of the hood. Could they have possibly ever thought about blending or did they mistake it for an insurance job and just plan from the beginning not to blend? I'm seriously thinking about it because it looks bad and the only way to fix it would be to repaint the whole front end...
  • Open Question: What would you write on a sign if you were picketing a car dealership?
    The dealership refuses to fix my vehicle under warranty. Finally after 4 months they figured out the problem by sending it to a mechanic at a different dealership. They want to put in a reused junk yard motor, because Maine law says you can refuse used parts and because it devalues the car and mechanics said NOT to let them put in a rebuilt motor, I said no, fix the engine or replace the car. Since i said no they took my loaner away. The problem started the day I bought it (check engine blinking) and it's been 16 months and still I'm waiting, 4 of those months it's been in the shop and I had make my car payments to their auto financing and pay insurance for a car I can't drive! Now I had to buy another car to drive as they took the loaner away. What do I put on the picket sign? I am picketing them for the next 2 or 3 days. (I am also handing out letters to people who ask questions). Mercury Sable: technically it's not a Lemon tho coz lemon law says 16k miles or less and 3 years old or less... And the dealership is a Toyota Dealership (I like toyotas but I hate this dealership!) Lee Holding/ Lee Toyota is a Scam for sure! I like the ideas! Keep them coming! I am also going to write and let them know as well as the attorney general's office that I will be picketing. My car isn't a lemon (it's older then 3 years and has more then 16k miles) but it had this problem the day I bought it. I want it replaced. Should I use the "girl factor" in there or will it sound less impacting? Dealership refuses to fix vehicles they sell to women!
  • Open Question: Why do doctors without actual experience with mental health think to answer what it is better than the seeker?
    When you have an extreme OCD intelligence, so strong that it can only be described as unbelievable. When you have had and maintained the stress related physical causes of schizophrenia and are actually able to prevent the shrinkage of the brain that is sure to follow after the current psychological community rapidly say you need this medication.To actually be of scientific asperger mind remembering, with amazing accuracy, an unbelievable recall of events. the medications that dull the mind further to discredit the amazing stories of imposable events that seam to surround schizophrenic paranoias.Mayhap their stories were real. Mayhap they didn't have the blessing of ridiculous intelligence. Mayhap they did. I did. I am a celiac. I am an Asperger 5. I am self prooven and my brain hasn't shrunk. My digestive track is still in a shambles due to candida malfunction of the long term auto immunal sufferer. I have low absorbtion of serotonin in the last 2 feet of my small intestine. I have solved the mind body connection and no one seams to want to believe me. I don't know what Codex is.I don't know that the FDA and Merke Pharm is owned by the same father company. And mostdefinitelyy, the people trying to solve this mind body tie, don't want it to be a fouled up misdiagnosed patient. They want it to be them. Well I am here. I have documentation. I have the answers that all too greedy want to have. I wish it wasn't my responsability. I want simple life. If someone out there wants life to be simpler, Just step up to the plate and challenge me. When you have suffered as I have, you too can earn this spot. Too complex are the answers for an unfragmented mind to cope with.I am sorry I was born with this fragmented mind, only if this fragmented mind, never gets used to it's fullest potential. Does any professional, acredited agency challenge what I know? Does any school of medicine or psycology want to go head to head with this ignorant drywaller? Many of the medical community are so afraid that they shut me down with snide answers. Is there one young and brave enough to meet me? What, after all would the son of a senior pharmacutical lobbiest know anyway? Wow! Did they stop the 1000 charector limit? Yeahaw! I can example my medical records and actual writing of when i was claiming to be full blown schitsofrenic.400 pages of it in 12 hours.Flahes and migrains. Itches of no apparent natural causes.Is there one true other seeker of knowledge out there with credability? Can they all easily ignore this? o well back to normal life.Yes... recovered autistic schitsofrenic. Can a degree do that? I will soon be flucosenoling my system twice soon.After which I will follow with a sugar free diet and candiclear for one month. The joint pain has been cured before the candida! Can anyone out their following insurance guidelines do that? I can tell you that the naturalpathic was a small avenue that saved my celiac butt from exploding! Only in America is mental illness considered uncurable. While we leap ahead on technology to fix and elbow or a nerve cluster, America has lost it's effectiveness in general practictioning. Ask the Seeker and he will answer.
  • Open Question: What happens during this Nationwide commercial- seen during Olympics?
    I just seen part of a Nationwide auto insurance commercial during Olympics which a young man hits a womans car in lot and he apologizes but woman bashes him with her purse and says I will show you forgiveness. Does anyone know what happens EXACTLY in commercial - miss ed some of it. Please explain the commercial. I found what i saw funny
  • Open Question: How can one pay for a pregnancy without insurance or government assistance!?
    I am a recent college grad and hold down a decent job (58k/ yr), which may seem like a lot to some people, but my income to debt ratio is rather high. I have college loans, auto loan, etc. etc. My girlfriend of 5 years was late on her period and was feeling strange and sure enough, two positive results in 48 hrs. So, aside from feeling scared, overwhelmed, angry and happy all at one time. We started trying to figure out what we should do. Bottom line, how do we pay for this? We are very libertarian and therefore strictly against government assistance. I still have to look into it, but I highly doubt my insurance will cover anything until the baby is born. She has no insurance of her own. We know the obvious options: Adoption, We are slightly entertaining the idea Government assistance, we consider a very last option Abortion, will never happen What can someone expect to pay out of pocket? Will offices even accept individuals without insurance or medicare type assistance? Are there private charities for such cases? Private insurance? Any suggestions?
  • Open Question: ICBC denied claim because Insurance auto broker gave us wrong policy!?
    My h got into an accident (his fault but we have collision we pay extra for) and they denied the claim. They said its because he doesnt have 10 years driving history. We flipped as our insurance broker said we did. I had asked our broker a year ago why he had it as I didnt think it right but he gave us a reason stating that even though he hadnt had his licence he was still in the system. I was confused at this but let it go. I contacted the insurance company to deal with the agent that gave us the false information but he no longer works there anymore. Cant I sue the insurance company for are they not responsible for their employees actions? What do I do now?
  • Open Question: When a Car Loan Transfer is declined what legal options are there for one to take over the existing car loan?
    I'm trying to legally authorize a trusted friend be able to do all vehicle transactions without my presence for the time being (insurance renewal,monthly payments,car registration,auto services etc.)
  • Open Question: Car Accident Insurance Claim Question?
    If a person was injured in two separate auto accidents within a few weeks, both were not his fault. How would the second accident effect the claim of the first? I hope my question is clear enough.
  • Open Question: I missed my court review. Dont know what this means help me please.?
    My friend told me he saw my name for today while looking up the district court records (I put Xs where my case number and name were to keep privacy) It said review. I was caught last year without car insurance, (a mistake i know) However, i was with this alternative program where I would not have to pay court fine or lose my liscense if I maintained auto insurance for 1 year. I completed maybe 8 months then due to financial reason I had to sell my car, thus losing my coverage. I understand that this means I would have to go back to court, but I never received a letter or phone call telling me the date of court. Did I actuall need to be present for the "review" and if so, what should I do about missing it? Here is the info my friend found on the online court records 07-T-07xx COMMONWEALTH VS. xxxxxx, xxxxxx xxxxx MADISON Scheduled Events REVIEW 8/18/2008 09:00 AM 3
  • Open Question: Is my fiance an alcoholic and should I stay with him?
    My 36 yr old best friend and fiance is drinking more often at higher quantities. He is Irish and German and drinking runs in his family so I understand that if he is an alcoholic, it is probably hereditary. He is bipolar for about 15 years (so is his mother) and he has been taking Lithium for a while and is doing great regarding his bipolar disease. He drinks. He drinks at Least every other day. We both have been looking for full time jobs and we may loose my house to foreclosure, so the situation is stressful already. We are handling all this fairly well because we know that we are together no matter what. BUT.... I do not desire to be with an alcoholic. He has a new friend who drinks nightly and my fiance is doing the same when they hang out together. The other man is in his 50's, a vet, not married, has a bunch of guns, money, and works in construction. My fiance was suppose to be getting work from him and attending jobs with him. For the 3 weeks they have known each other my fiance has brought home about 40 dollars, gets DRUNK when is with this guy. It started as going to his house for work, then coming home drunk, then spending the night because he is too drunk to drive home. He has spent the night as this guy's house twice. It's not really his house. He is house sitting a mansion actually, so I can see the attraction from my fiance's side....free beer and liquor and hanging out in a very nice place. My fiance lies, he'll tell me that he going over there to work and comes home with no money. He can't even pay his car note or his auto insurance. He'll call me and tell me he is coming home in a couple minutes or a little while and I won't see him until I wake up in the morning. He asks me for gas money to get to his part time job, but he'll come home with beer and is asking me for money two days later. I was laid off from my full time job and now I only have a part time job which doesn't touch my mortgage payment. He knows this. He knows that the mortgage hasn't been paid since June and he knows that we are not doing good at all financially. He throws a childlike tantrum and gets rude and snippy if he can't drink. If I tell him that I will go put gas in his car for him, he gets mad and snippy because he won't be able to purchase beer. He started drinking more than every other day about 5 weeks ago, but we can't afford it and he has EVERY excuse in the world to "need" a drink. I don't drink. I use to drink wine which took me about 2 weeks to go through, but I stopped buying it about 6 months ago and because I know it is not an essential and needed product in this house. He doesn't understand that 20 buck a week for beer is TOO MUCH, we can't afford it and I am starving (because he eats twice as much as I) literally. He knows all this............................................. He knows that I won't marry an alcoholic (who refuses to get help) no matter how much we love each other. He is also vegan which he and I know isn't good for someone with bipolar disease, but he has been vegan for decades and it is how he eats, but he thinks that drinking isn't hurting him at all. He is already getting fatter since he has been drinking more often. I told him that I want him to live as long as me and that he is speeding up his bipolar disease, that he shouldn't be drinking while on Lithium even though his disease is in check right now, that we can't afford it, that he shoudn't drink and drive, because he does....BUT he still comes up with ridiculous excuses to DRINK. We made an agreement about 2 months ago that he would only have 2 beers a night every other night. This was his idea and we both agreed. He broke the agreement about 3 days later and drank for 3 days in a row after we got into an argument. Does he just not care? Is he an alcoholic? Should I break up with him?
  • Open Question: How much do you pay for your auto insurance per year?
    Is it true that the more expensive your car is, the insurance will automatically go up, too? Isn't the older car need more insurance cover since they are more easy to get into accident? I don't know much about auto insurance, so you can share some of your knowledge would be greatly appreciated. Thanks! =D
  • Open Question: Why did my auto insurance increase on a new lease?
    I had a nissan altima on a 3 years lease. I turned it in and got an '08 maxima for another 3 years. Insurance-wise, everything is the same. Why did geico increase it $50 per month???
  • Open Question: How to remove a charge on DMV report?
    My daughter was given a ticket for 11357B H & S, which is possession of marijuana, less than an ounce when she was 16. The fine was $400.00 and her drivers permit was taken. She was told that she would not be able to get her license until the fine was paid. She saved her money and the fine was paid approximately a year later. She went to the DMV and now has her drivers license. I've recently changed Auto Insurance companies, and the charge is appearing on her DMV report, which is causing my auto insurance to increase an additional $200.00 per month. What puzzles me is that my auto insurance company for the past 10 years was Mercury and they never increased my premium when I added my daughter to my policy. Fool that I am, was trying to streamline my already tight budget and received a fantastic quote from GEICO....so I thought. Will my daughter be able to get this charge removed from her DMV report, if the courts notify DMV and inform them that the violation was paid for and is a done deal??? Or Am I Dreaming?
  • Open Question: Shopping for auto insurance in new mexico?
    My auto insurance covers 4 vehicles. Which auto insurance company do you suggest.
  • Open Question: info on auto accidents and the insurance?
    I would like to know that if your in a car accident after you pip is exhausted can your lawyer have the other insurer pip cover your medical expenses. Also on most insurance policies isn't the bodily injury coverage any where 100,000 and 300,000. The reason for this question is my insurance company wants me to pay for my shoulder surgery out of my settlement.
  • Open Question: My auto keys are stolen from my neighbour's house?
    While leaving for vacation, I had left my car and home keys in my neighbor's house. Unfortunately, there was a broke-in in my neighbor's house, they had lost their jewelery, important documents along with my car and auto keys. I had replaced my car lock sets, reprogrammed my car keys...etc, and the whole expense came to $800 bucks. Here is the situation with my insurance company- I have both Auto with deductible $100 and Renters insurance with $1000 deductible with Allstate. And, my neighbor has Allstate renters insurance too. Allstate is not ready to open a claim for me, suggesting my neighbor should open a liability claim. Is this the best way to proceed,also mentioned they would only cover the cost of keys ( few dollars probably), doesn't cover replacing the lock sets. I had to replace the lock sets as there is highly likely hood that burglar come back to rob the car. Is it reasonable for the insurance company to just replace keys only? Also, surprised why this doesn't cover under my auto policy? Any suggestions, hints are helpful. Thank you all guys for your time!!
  • Resolved Question: Auto Insurance on a 16 year old Living in GA?
    Can I Use My Dad Or My Mom Insurance to be cheaper it a 4 door
  • Resolved Question: looking for insurance?
    ok so im looking for car insurance and i came to this one place in the phone book that says - Auto -Bonds -farm -Life -home What does bond mean and what is it?? just wondering thanks!!
  • Resolved Question: My insurance company has added $375 every month for my auto insurance. What should I do?
    In february this year I backed out of a parking space and hit a hyundai that was backed into the spot behind me. The estimated damage was $800. I didn't have the money at the time so we went through the insurance companies. I was told by the insurance representative that If I didn't pay the deductible to fix my truck then the only money I would pay was a possible slight increase in premiums. Now my auto insurance company has increased my premium by about $40 (no biggie). The thing that gets me is what was explained to be a surcharge of $320 every 6 months for 3 years. That increases my insurance to over $1000 from $630 per 6 months! I'm 20 years old, in the military and can't afford this! That's almost 2 months pay for me for a year of car insurance! Does this seem right? I don't know much about car insurance but this seems like a drastic punishment for cracking a hyundai's bumper. Insurance company is USAA Thanks to everyone that responded. You've been a great help.
  • Open Question: I received a check from an auto insurance company for damage done to my vehicle. Do I have to get it fixed?
    The check was in my name, and I would just like to keep the money!
  • Open Question: What is the cheapest auto insurance for a student?
    I will be starting a college in a few weeks and I got my new car (2006 Mitsubishi Lancer) and I must insure the car because I will be living in Illinois where car insurance is required. What would be the best auto insurance for me, that will not cost too much money? I am a good student. I am 18 now and I got my license when I was 16. I had no accidents in the past. I have good grades (GPA = 3.8). I will be having many expenses in college and I don't want car insurance to be one of my biggest expenses..
  • Open Question: Got auto loan approval, but No driver license can i register car?
    Ok i got a pre approval threw my credit union for a new car, but i have no license and the car will be driven by my sister for now but i will be driving once i get my license in a couple of months. so can i buy the car at the dealer and add my sister on the registration paper work and let her get the insurance etc and add me later? i can't add her to the loan cause i already applied and was approverd for it. well you first smart ass are WRONG, you actually can: http://www.sos.state.il.us/departments/vehicles/title_registration/apply.html but i just don't know how to go about doing it, i'm sure the dealer isn't gonna let me go with a $35k check in my hand. lol
  • Open Question: Auto accident=police?
    I am just a little curious. December 27th of 2007 i was in a auto accident. Was in a grocery store parking lot. I did rear end someone. The damage was pretty small. When the officer showed up and took each parties aside and asked us what happened, I told him that i struck the car from the behind and than he just took down my info and my insurance card. He handed the other people and myself one piece of paper that had all of our info. I told the other people that i would call my insurance company. So i thought that all was good. i would just pay my deductible and things would be taken care of. I called my agent and when i told him that i admitted it was my fault (which clearly it was) he proceed to scream at me because i did so. He told me that if someone is ever in an accident that you never admit fault to the police.Is this true? thanks.
  • Open Question: What would you do in this situation? Either get car repaired or check for repairs through insurance?
    I recently was in a fender bender with a big truck at low speed, however, the rear passenger quarter panel over the tire is pushed in. This damage includes the door, rear quarter panel, tire, rear bumper, and the whole area next to the trunk above the bumper on the side. By the way it is a 1998 Honda Accord LX Sedan, and I would estimate resale value of my car auto with 121,000 miles to be anywhere from 3000-5000 prior to the accident. The body shop said that the cost of the repairs in relation to the value of the car was borderline on total loss, however, they would have to check with the insurance company to see what they say. So insurance said that it was repairable. Looking at the estimate, the costs after my $500 deductible would be right around $2800 for the insurance. So I contacted my insurance agent and they said I could get the check or get it repaired. Not sure what is more worth it to me. Taking a 2800 check and hope to sell the damaged vehicle as is or have the damages repaired then sell it fixed. The car does have some prior probs that will not be addressed in the damage from accident (A/C not working, cracked front bumper, cracked windshield, needs new fender/sideskirt). So I wonder if all these things added up make it not worth even getting fixed. I don't have anyone to ask these questions to, so I ask all of you for your opinion/guidance/help. Thanks.
  • Resolved Question: Will my auto insurance go up?
    I own 1 car. My son will soon be eligible to get his drivers learners permit. I will not let him drive my car. Will my insurance still go up? Even if he doesn't get a permit?
  • Resolved Question: Insurance quote help for 1995 Contour.?
    I need to find out where i can get quotes for auto insurance on a 1995 Ford Contour. Its like a faded black color. I'm not sure what insurance company my parents use but they are taking care of it for me because i am about to inroll in college & paying for it myself. They are helping me out. My mom said that it shouldn't be more then $65. Thanks. COME ON GUYS! i said where i can look on the internet.
  • Open Question: what is the difference between stacked and unstacked auto insurance?
  • Open Question: Does a Pontiac grand prix count as a sports car on auto insurance?
    I use state farm i was just wondering because i can not get a straight forward answer from them
  • Open Question: If you have total auto inn you take it to your body repaair shop of your choosing?
    Our insurance company wants us to take our wrecked car to their "preferred" body shop. Do we need to use "theirs", our can we get another estimate? Can we choose our own certified bodyshop?
  • Resolved Question: how long does an accident count againt your auto insurance?
    I had two accidents in July & August of 05, I was told by Progressive when I renewed back in June that I could call after August 12 (the date of the last accident) and have them take the accidents off my policy and drop my rate. I just called in and was told that the first person was mistaken, they count accidents against you for 59 months... do all companies do this? I thought is was three years... if it makes a difference, I live in Ohio and the offenses were: one minor at fault accident (backed into a parked car at about 5mph) and one bigger at fault accident in which the other car was totalled...
  • Voting Question: when someone dies does their bills die too?
    my father died as a result of an auto accident over a year ago, we did put the thing in paper to settle his bills, no creditors came forward. now medicare is refusing to pay the bills. the man involved in the accident gets out of it all because of the shoddy investigation done by the highway patrol in that state.are the beneficiaries of the estate responsible for the bills just now being sent, or did these bills die when dad died.due to thje investigation being so badly done we aren't able to assign any blame to the truck driver, but picturs clearly show his front end being damaged, but the authorites say after 30 days no accident report can be ammended or changed.the truck drivers truck was never seen by the officer investigating the accident but they have witness's saying this truck was right up on dads rear and very close.the truck driver denied being behind my dad, the truck driver clearly caused dad's vehicle to go out of control, causing the accident, now the truck driver has just informed us he intends to sue,the insurance company is going to settle because they say it would cost too much to take it to trial.when the accident occured we never questioned a thing, but when we received the pictures of the man's truck the pictures told the whole story but since so much time has passed, its impossibble to go back and change anything.so the man who caused my father's death is able to sue us, the highway patrol says they made a mistake but are not going to change the report.so if a loved one is in an accident and the report doesn't look right, insist they investigate further if not it could cause heartache and a lawsuite later on.
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