Related articles from Yahoo AnswersResolved Question: Maybe a stupid question regarding homebuying and selling/money down-?
We bought our house in 2005 for $84,000.
We can sell it today for $110,000.
Does this mean we have $25,000 to put down on a new house?
And if so, if I'm using a mortgage calculator, do I just put the premium as $25k less than asking price?
Resolved Question: Why do home affordability calculators come back with such a small number?
When I enter information into a calculator on any website that offers them, it comes back saying I can only afford to pay a mortgage of 300ish a month. I currently pay almost 700 a month in rent and I'm fine, and I could pay higher and still be FINE. Where are they coming up with this? If I were to go talk to a loan officer at a bank, would they do something similar and only approve me for a very low amount? I mean, I could probably pay the amount their saying I could afford 3 times in a month.
A little info here. I was calculating the gross income (which would include myself and my fiance together) at about 3500, total debt payments required each month at 500 (not including mortgage/rent related expenses). And the number it came back with in the 300s. Someone please enlighten me, maybe I'm missing why they think I'm so destitute. I'm really only trying to be approved for a 110,000 loan. Also eligible for VA loan if that helps.
Resolved Question: Who comes up with mortgage calculators?
I'm a single mother who has not debt a credit rating of 783 and pay 1415 in rent & that is just rent that doesn't include water, power, trash, phone, cable or anything else. Through those in and it's closer to $1800.I have no debt not even a car payment. I make sadly only about $40,000 dollars as an executive assistant. I don't live lavishly and while like any woman enjoy nice things I know when & what I can afford and live within my means though admit sometimes times are tight but I know what I can afford & never bite off more then I can afford even if I might like something better. I don't mind paying what I currently pay cheapier would be nice but still & yes I know about property taxes which where I live is about 10% paid twice a year. My point and question is I would like to buy a condo or house obviously it makes more sense so how come if I go to a "how much home can I afford" calculator it will tell me I can only afford a loan for $150,000 if that even at a fix rate and for 30 years. When even after taxes I would make well over that in 30 years.
Resolved Question: Buying a condo..can someone please help
I’m planning on buying a condo…. I’m only 19 but my aunt says that there is a first time buyers plan that really helps people out especially if you’re a student. (She is in real state) She said that her youngest client was 18 years old and he bought a house…my question is. how much will my payment come out to if the condo is $90k…according to the mortgage calculator (on the website) with $5k down it would be around $500 not including the maintenance fee…how much is insurance for a condo? And how much I’m I looking on planning on spending each month on bills? Can someone help me out here…?
Resolved Question: How do I figure out how much my house payment will be?
There are a million mortgage calculators out there. I'm trying to figure out what other costs will be involved in owning a house, ie. taxes, home owners insurance, etc. So, a mortgage calculator is telling me that I would pay about $900 a month for a 30 year mortgage on a $150,000 house. How much else am I looking at? Thanks.
Voting Question: are online mortgage calculators that tell you "how much can you afford" accurate?
My monthly income is 5500 before taxes. I have no debt (i even own my car) and I have 20k to put down and it is telling me that I can only get a loan on 200k house????? I know a friend of mind who makes less than I do who got a loan for 300k just last year. What is the deal.
oh, and my credit score is 730
Resolved Question: Mortgage calculator with printable amortization chart ?
I use this one,
http://mortgage-calculator.4u2se.com
Are there any others that are good ?
Resolved Question: Advice needed please!?
We currently own a property, and are looking at moving.
We would like to rent our current place out, and release equity for a deposit on a new place at the same time as getting the buy-to-let mortgage.
Could someone recommend a buy-to-let mortgage calculator so that I can work out how much we would pay in interest only on a monthly basis, based on the new mortgage amount?
Expert realtor: please re-read my question. At no point to I say I want a bridging loan. We have quite a lot of equity tied into our home, and all we are wanting to do is release some of it to use as a deposit, and then rent our current property out.
Resolved Question: W-4 Allowance Question?
Okay last year I earned $71,479 from one job. For the past 7 to 8 years I've been claiming Single & 0 on my W-4 because I'm not the best saver and use to enjoy the large refunds....However as I've just turned 30 I'm getting wiser and would like more of my money through-out the year instead of loaning it to Uncle Sam on an interest free basis. My wife just started working in February and makes roughly $20,000 a year to my estimate @ $10.50/hour. Additionally we have no mortgage payment just rent, and two children ages 6 and 4. My wife is currently claiming Married and 2 on her W-4.
I used the with-holding calculator at the website and it suggested that I claim 10 allowances and my spouse 5 to sort of break even. I definitely don't want to pay and in regards to refund wise we would only like to receive maybe around $1200 back..... Additional notes> we do pay for after-school care for the kids at the private school they attend..rough estimate of 3K a year....Please help, thanks!
Resolved Question: What should I do?
My mom owes 54k left on our house I said I would "buy" it for 80k
So if I do do this what do I have to do...If I take out a mortgage for 80k what kind of loan should I get...I dont understand fixed rate, interest only fixed rate, arm, interest only arm...
I plan on buying it but selling it in 2-5 years because I am going to have 2 of my friends live with me and have them pay rent...so which is the best way to go about this if I will be selling it in 2-5 years. If I get a long term 30 years? or I have no clue what to do...or like 10 years or whatever. I can just sell the house (for more than 80k, i hope) and would make a profit?
I just used a mortgage calculator that had %7 interest for 15 years on 80k it came out to 720 a month would be ideal for 3 people to pay. Should I go higher so my payments would be lower and then I can sell it in a short time?
What is the best way to go about this?
Voting Question: where can i find a monthly payment mortgage calculator?
Resolved Question: Are those online mortgage calculators accurate?
I am so ready to move out of my rental, and according to most of the online mortgage calculators I would qualify for a loan. How much difference does your credit score make? I have been making all payments on time for over 6 months and there are a few black marks set to come off my credit report in August. Also, how are student loans viewed, as I have some student loan debt?
I just checked out an online debt-to-income calculator and it says I have a 19%. This I know is correct as the figures are very straight-forward. This is a good sign, right?
Also, I have made an appointment with my bank's mortgage originator for tomorrow afternoon. I'm just very nervous about what I'll learn there and I'm hoping for some reassurance. So thanks!
Resolved Question: Mortgage tax and insurance question...?
When you do mortgage calculators (I know their accuracy varies) and they say things like "you would be approved for a mortgage up to $200,000" (or whatever amount), does that mean you could get 200k including taxes and insurance, or just the loan itself?
So, say I qualify for a mortgage that equals 1,000 a month. Now obviously you have to factor in tax and insurance, how does the bank do that, do they say "sorry, with tax and ins you'll be over your allowed amount", or are they only concerned with mortgage?
I'm confused!!! lol
I'm just trying to figure this out. not only to keep my house hunting search within my means, but also to keep myself from getting into more than I can handle.
thanks!
I'm preapproved btw, approval is not my question... How tax and insurance factors in is.
lol.... thanks again!
Resolved Question: When all is said and done, in 30 yrs, how much does it really cost to own a home that cost 100k?
Say you have xamount to put down (say 50k if an amount is important for whatever reason) so you borrow 100k.
How much in 30 years is that home costing you? (30yr fixed)
Let's just use the average $3500 year tax and $2,000 year insurance.
Will that 100k loan cost you about $360,000 in 30 years? Are these figures I'm seeing in mortgage calculators right?
that was very informative, thank you!
Resolved Question: First time home buyer?
I am looking into buying my first home in about 7 months. I was wondering how much I can afford. There are mortgage calculators that help you do so, but they do not take into affect the extra costs of buying a house. Is there an easy way to get a realistic estimate of monthly payments related to the cost of the home itself?
To make it more clear, I need to know what price range to look into.
Should I speak to a mortgage lender at a bank or elsewhere?
Resolved Question: On a 15 year mortgage with 14 years and 4 months remaining, how many exra payments to pay it off under 10yrs?
The loan principal is currently 138,812. My math is terrible at these sorts of things. I'd like to have the loan paid off in 10 years, so 9 years and 4 months from now. How much extra principal will I have to put on this every month in order to accomplish this goal. If anyone could break it down that woudl be awesome. If you're a god with the calculator and could break it down in terms of 7 and 5 years, I'd be indebted to you for ten points :) Thanks team!
Interest rate is 5.5% if that make any sort of difference.
I understand that paying more lowers it, I'd just like to know how much extra to lower it enough. Right now, I feel like I am blindly throwing extra money at the bank without feeling like I am making much of a difference.
Resolved Question: Mortgage amount?
Sooooo I have a question. When I use a mortgage calculator for about a 238,000 loan, it tells me my monthly payment with about 7% interest or so is about 1500 for a 30-year plan. But then I multiply 1500 * 360 (30 years) and I get 540,000??? Dude that's more than twice the loan. WTF?
Resolved Question: Are home mortgage calculators wrong or why are the salaries always way below the housep prices?
For example, in Calabasas, the salaries are in the 100K and the usualy income is $180,000 according to city-data, but if you go to CNN's affordable house calculator the most expensive house you could get is $1,000,000 though most houses are at least $2,000,000 there. Why? Are a lot of people just renting?
Resolved Question: Can I get a mortgage for $11,000?
Or would I have to buy an $11,000 home without it? Realtor.com says my mortgage payments would be $59 for 30 years, but I could pay way more than that and pay it off faster than 30 years. Using their calculator, I figured I could get a three year mortgage for $331 a month. Is this realistic? Would a lender accept those terms?
Resolved Question: I love the mortgage calculator on www.whatmortgage.co.uk - but can anyone recommend another good one?
Ideally I'd like to locate one that can show a diagram of your mortgage coming down rather than just showing how long it would take to pay the debt off.
I love numbers
Voting Question: First time home buyer, where to go online for help?
So my girlfriend and I are looking to purchase our first house together later this year or early next year. We are starting to shop the market, figure out budgets, and see what is in our price range.
I'm not completely dumb founded when it comes to real estate but I certainly need to know more. Where can I go to find good mortgage calculators, info about different types of loans, types of insurance needed ect.?
Also, I have bad credit, she has good credit but not extremely established... what are our chances of getting a home if we both have decent paying stable full time jobs? I am 24, she is 21 at the moment.
Thanks
Resolved Question: What is the fastest/most economical way for me to pay of my mortgage?I can afford to prepay, but I don’t know
Which one to pay of first or to prepay on all of them equally
I have 3 loans against my house, when I bought my house for 145K 3 years ago I had a 80/15/5 loan (to avoid PMI). And 2 years ago I got a HELC for 15K
Loans – (current balances) [monthly payment]
#1 – 116K (112K) @ 6% fixed for 30 years [$836]
#2 – 21,750 (19,860) @ 6.75% fixed for 30 years [$165]
#3 – 15K (14500) 4.25% adjustable for 20 years
My monthly payments for #1&2, including taxes are $1001. (I prepay my insurance) payment for # 3 varies but is $215 per month right now.
I CANNOT refinance, I have tried for 3 months now, with different companies, the numbers don’t make sense, and there is too much cost for it to help me.
I dont live in the property; it is a rented for $1050 per month.
I dont have any plans to sell it.
maybe i will try to refi or sell in a year
If you know of an online calculator where is can put in all of my figures and do it myself, i looked but coulnt find one.
Voting Question: Cost of living In Los Angeles?
I wonder what is the cost of living in Los Angeles
Like in general How much Do I need to earn per month to have a normal life. Now and in future
Including Gas, rent /mortgage. power Car .. food.. shipping ....etc. ( Over all
Is it any good calculator ?? ( I do not want city to city!!)
And what is the Avg. income and where is line that separate classes from each other ( Low class middle class.. rich class )
Thanks
Voting Question: Need educated or professional realtors to answer my questions.?
Once again my question was. Is there any online calculators that can help/make me a 5yr analyzation of my total mortgage and what my rentors monthly payment is?
For example, my mortgage is more than what my rentors are paying me. I need help in figuring out what would be a five year negative mortgage calculation analisis?
I need an educated realtor not some high shool answer like my previous question ?
Resolved Question: my mortgage payment is more than what my rental is paying me.?
Is there any calculators to determine my negative results? Is there a simple calculator?
Resolved Question: Survey: How much are your mortgage payments?
I have seen mortgage calculators saying big loans are for small payments. How? I would like to know about 30 year fixed loans for homes between $100,000 and $300,000. How much is your loan and what is your monthly payment? Including insurance, taxes and pmi (if applicable)? Please say what city and state you are in. Thanks!! Extra advice appreciated.
Resolved Question: I don't understand mortgages...What can I afford?
The mortgage calculators...I put in a number and percentage and it adds another 100 or so thousand to the total....Like 2000 a month for a house that costs 200k? I am so confused...Is this how it works or do these calculators just blow? Obviously the interest would be on the balance left each year, no?
Resolved Question: how much do you pay for your home mortgage?
Online mortage calculators seem like they are fulll of lies. I exact same info used has be from 700 a month to over a 1000 (for a loan of about 122,000). I know taxes and interest rate will change, but about how much is your loan and what is your monthly payment? I've hear it is about 10% of your mortgage, but I have a really hard time trusting the people that make a living off of selling homes.
Voting Question: How do I know whether it will be worthwhile for me to pay points on my mortgage?
Is there are rule-of-thumb way to calculate this? an on-line calculator of some kind?
thanks!
Resolved Question: If I want to take out a mortgage with 6.5% for 200k... even though the mortgage calculator states?
that I am paying 568k over 30 years... would I be paying only 200 if I make a few payments and then pay it all off in cash? In other words, am I only paying principal if in a year I decide to pay off my loan or am I obligated to paying the remainder of the interest even though I don't have a loan anymore?
Voting Question: How much can u afford calculator says im buying more than i can afford?
Im closing on my house in 2 weeks, and i just did one of those "how much can you afford" calculators but im not sure its right. Here are the details.
Take home pay is 4,000 per month. (i pay taxes at end of the year usually less than 400$ for the year)
30 year fixed @ 4% interest (yeah pretty low, right?)
100% financed 95% First mortgage 5% silent second
Purchase price 219k
PITI & MI = $1,350 per month
no car payment
no credit card payment
no debt of any kind
I thought i was doing pretty good, but this website says the max i can afford is 180k even at that low interest rate. Strange because lender said i qualify for over 300k+ but I felt i didnt want to get over my head so i picked a less expensive place. What do you think?
Resolved Question: How do I set up a mortgage calculator in Excel?
What I would like to do is have 4 different fields, one each for the principal, interest rate, number of payments, and monthly payment. I'd then like to change ANY of the 4 fields, leaving one blank, and have Excel calculate whatever the missing variable happens to be in the last remaining field. How can I do this?
Thanks!
Resolved Question: What is a smart amount to borrow for a mortgage based on my income?
My wife and I make $80,000 between us. We only have one car payment and it is $500/month. I have no other loans or credit card debt. My credit is an 805 Equifax and 762 Transunion.
I am also aware of the ratio calculators but I am not looking to borrow the maximum amount and overextend myself. Does anyone know of any other calculators that are more conservative
Resolved Question: How true are the "how much house you can afford calculators"?
I filled out one of the calculators and it says I cannot afford a mortgage payment more than 57,0000 or 300 dollars a month, which isn't true as my rent is $860. So how true are the how much house you can afford calculators true.
Resolved Question: Planning for 2008 Taxes- Cash Donations to Not For Profits & Other Deductions?
I got nailed on my '07 taxes, was expecting a big return and ended up owing...
Part 1: In the past I have supported a number of not-for-profits. I'm looking for guidance or resources which will allow me to calculate the maximum cash amount I should donate to charity while still realizing maximum tax savings. Is there a handy calculator somewhere on the web for this? Somehow I assume its more complex than that...
Part 2: I'm already putting 8% in a 401k and contributing to an FSA. I bought a house a few years ago but I really can't afford to live a comfortable lifestyle and support all of the bills too, and good luck selling a house at a decent price in this market! The good thing is that I do deduct mortgage interest and make a tiny piece of profit.
Any other suggestions to LEGALLY reduce my tax burden?
Sheesh.. I'm not even rich for god's sake.
Voting Question: I'm planning on buying a home soon, what can I expect financially?
I'm planning on proposing to my girlfriend fairly soon. I anticipate us being engaged for at least a year before we officially tie the not. Currently we are both full time college students, and for 36 weeks out of the year were both limited to working part time, and we both have at least three more semesters of college before we can begin working full time. We sat down and did the math and figured that on our current income, we are both making about $33,000 on a combined income. We've looked into a few options as far as living goes and right now were leaning towards getting a condo for our first home. According to the realtor.com mortgage calculator, if we financed a $80,000 condo for 30 years, with $5,000 dollars down and a 7.5% APR, our monthly mortgage would be approximately $525 a month. What I'm wanting to know is if we do decide to do this, what other fees are we looking into, other than the obvious, such as food, water, utilities, and electricity. I know we have to pay Escrow, but I'm not sure how much it would be every month, so if anyone has any advice on how I can figure this, I would greatly appreciate it. Also, I've heard that most condo's have monthly or yearly dues for typical upkeep, and so far I haven't been able to locate that cost either. If there is anything else you may think of, please let me know. My biggest fear is that we will both get into something that neither one of us has a lot of knowledge about, and fall flat on our faces, so we want to make sure that we do as much research as possible before we make this monumental leap forward into our future.
Just a side note, both of our vehicles are paid off, and we're both going to school on scholarships. So currently, we're free of those expenses.
Resolved Question: How much should we be saving for retirement?
My husband only works, I am a stay at home mother of four children ( I worked for 8 years as a lab manager before having children). How much should we be saving for retirement? He is 35 years old, I am 36 years old. We currently max out his 401K at 15% of his pre-tax salary. We also save 10% post tax into an annuity type account (life insurance also). When I use retirement calculators, they usually say we should be saving only 5% of our pre-tax income actually since we started at age 26 or so, but I believe that this is only for 1 person, and we are actually saving for both of us. The Yahoo retirement calculator says we should have $2,000,000 in all based on 8% return. Should this be $4,000,000 instead for 2? We have no debt except for a $70,000 mortgage with 9 years left. None of our friends or family save as much as we do, but are we really going overboard here with savings? Or is it better to save as much as we can now and ease up later when our children are in college?
I guess I actually have two questions: With the retirerement calculators, they ask if you are married and if your spouse has any income, but are the totals for one person or two? Also, is a total savings rate of 25% totally off the mark (too much)? My husband thinks we are saving too much, I am very conservative!
Thanks so far for all the answers. With all of our savings as is, and 4 young children with 1 income only, we really have no "disposable"spending money. Is cutting back to 10% for his 401K a good idea? Would our retirement still be "on course" for both of us? We never eat out, have not gone on vacation since we were married 10 years ago, his car is 9 years old and we would need to buy a new one soon, etc. He thinks we need to enjoy our lives now a bit more. We do also fund an HSA with about 4% pretax also each month! But we have no separate college savings plan yet.
I thought that 529 plans only had state tax benefits, not federal currently?
Resolved Question: I'm trying to determine how much home I can afford. Do I include rent I currently pay?
I don't see rent payment as part of the monthly debt these online mortgage calculators ask for.
Please advise and thanks!
Resolved Question: My Sharp EL-733A financial calculator does not have I/YR or P/YR buttons. What's equivalent?
My real estate course text book has a chapter on mortgage calculations. Unfortunately, it assumes I have the HP 10BII calculator whereas I've got the Sharp EL-733A instead. I must confess I'm not very good with numbers. I've stayed up all night reading the Sharp manual and a tutorial, playing with the calculator, and still could not figure out the "equivalent" keys or sequence of keys. My assignment is due today so I need some urgent help.
I/YR is supposed to be the "nominal interest rate per year -- entered as a percent amount (not as a decimal)."
P/YR is "Periods per year" -- this indicates the compounding frequency of the nominal rate in I/YR and is located below the PMT key.
I have a feeling that I should be using the 2ndF [divided by]12 key in place of I/Y, but I cannot be sure.
I have no idea what can be used in place of P/YR.
My calculator manual: http://www.sharpusa.com/files/cal_man_EL733.pdf
Chapter 2 covers FIN mode.
I would be grateful for your help!
Voting Question: House Buying, please please help?
Interest= 5%
25 year amorization
5 year team
bi weekly
house cost= 219.99
Using this link:
http://www.mortgagecentre.com/index.cfm?pg=21&CFID=994203&CFTOKEN=93153679
go to "Mortgage Payment Calculator"
How would i calculate:
mortgage
amount owning (after 5 years)
total interest paid (after 5 years)
total principal paid (after 5 years)
total interest paid (after 25 years)
PLEASE HELP!
HOUSE COST ** 219, 999
Resolved Question: House Buying, please help?
go to this link:
http://www.mortgagecentre.com/index.cfm?pg=21&CFID=994203&CFTOKEN=93153679
then click on "Mortgage Payment Calculator"
Okay, so using that calculator how can i figure out:
amount owning (after 5 years)
total interest paid (after 5 years)
total principle paid (after 5 years)
total interest paid (after 25 years)
Resolved Question: who are the top 10 bandits that stole from the middle class the past 8 years?
i know the middle class is being sucked dry of income and ability to own a home at these overinflated prices, i feel ashamed for the future generations of americans that have to pay our 13 trillion dollar debt (average 1000 a month for every working american for a whole year, doesn't seem like a lot but believe me it is) the government just plays with the calculator and comes up with figures without thinking of what we think about our own government, they don't care if you make 30 bucks an hour or 10 bucks an hour, they don't care if you have a 90,000 mortgage or a 400,000 mortgage, they don't care if you got a college degree and work at mcdonalds, they really don't care if you're retired and can't afford health care, they do care about giving welfare to every lazy woman in cities that put their welfare babies on the porch during the day doing nothing but populating a sloppy government that's full of greed, i got my list of top 10 bandits but what is YOUR list of top 10 bandits!
Resolved Question: How much should we offer on our first home?
Together, my husband and I make about $70K per year. We don't have any debt (besides our cars) and are probably looking at about $1500 per month in bills (not including rent). We are in the market for a new house - but have no idea how much to offer. I have looked at a mortgage calculator online, but I also read that you have to add onto what the amount is because of home owners insurance (around $200). Just wondering what you would spend on a home if you were in our shoes. Thanks for the help! :)
Resolved Question: I have a 15 year mortgage. How many extra monthly payments per year would I need to make to pay it off in 10?
I tried going to a site with an amortization calculator but when I applied an extra payment per year it only reduced the payoff by a month or two. That doesn't seem right.
178,000.00 balance
approx 1,400.00 per month
3.75% interest
Hirebook, As I said I did use a calculator but it just didn't seem like it reduced it by any length of time. I know if you make an extra payment per year on a 30 it reduces the payoff time by almost a 3rd.
I only have 12 years left but would like to pay it off in 7 by making extra payments and would like to start this year by catching up to where I would be had I started 3 years ago and continue for 7 more.
I hope that makes sense.
Resolved Question: I do qualify for a VA home loan, is it possible to get approved for a higher loan amount?
I have done those "mortgage calculators" , most of them say I can afford between 140,000 and 165,000...however the house Im looking at is 180,000. I was just wondering if it could be possible since it is a guaranteed loan to be approved for more....thanks!
Resolved Question: Does it hurt you to not use a pre-qualification for a home?
I want to purchase a home but I am hesitant to apply for a mortgage because I dont know how much I can qualify for. If I couldnt qualify for more than $150,000.00 I wouldnt be interested in using the loan. Does this hurt your credit?
I havent found home affordability calculators to be very helpful they always give me a different number.
Resolved Question: Condo/Home Insurance - how would I even begin to shop around?
I haven't bought a place yet (in the Boston area) but I hope to do so either this year or next year. How would I begin to look for property insurance? Do I have to be mindful of the local risks (such as occasional flooding?) or can I speak with free consultants to help me with property insurance? Is there some template out there on the interwebs that I can see to see the common things covered by property insurance? The main reason I ask is because I am playing with mortgage calculators and I am putting in $1000 per year for property insurance and I really don't have any other way to estimate the price at this stage except by random guessing. Thanks,
Resolved Question: Can somebody give me a clue on my mortgage payments?
I bought my first home about 8 months ago. I had no down payment and ended up getting two separate loans.
The first was $114,000 @ 6.75% 30 year fixed.
The second was for $38,000 @ 9.436% 15 year balloon.
Monthly payment on the first is: $1014.12
Monthly payment on the second is: $316.05
I can pay this. Its far from ideal but I'm paying only slightly more per month than I would for an apartment. I thought I might be able to refinance before too long but then too many people making $35K bought $350K houses and I'm thinking the chances of my doing that right now are slim especially since I've paid down next to no principle at this point.
Let's leave the atrocious 9+% one alone for a minute. I know there are insurance fees and real estate taxes built into mortgage payments but I'm plugging $114K and 6.5% over 30 years into the generic calculators online and not getting anywhere near what I'm paying. Any help?
Was supposed to be 6.75% used for calculations...typo.
Resolved Question: I need a mortgage calculator for 40 years mortgage?
250000.00 mortgage @ 5.2% for 40 years
Resolved Question: How do I calculate a monthly mortgage payment by using a electronic calculator?
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